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  Quote Decebal Quote  Post ReplyReply Direct Link To This Post Topic: American Health Care System.
    Posted: 29-Jul-2005 at 11:01
There definitely should be some examination of health care costs in the US and in Canada for that matter. I went to a Liberal party convention a while ago and the caucus was discussing the future of health care in Canada. One of the members, a hospital director, said that the cost for a day spent in a hospital room is $3000. When I asked him how that is justified, he was very evasive. I mean when you think about how much it would cost for building rent (which I don't think they pay any), equipment maintenance, doctor and nurse salaries, and you multiply that price by a few hundred, you realize that there's a huge discrepancy. We're not even talking babout the cost of operations or other medical interventions here, just the cost of staying one day in a hospital room, under medical supervision. Granted, some of that can be explained by the need to purchase new medical equipment, and pay for the old one, but even then it seems fishy to me. Somebody is ripping the people off. That is why the Canadian health care system is having problems, and that is why the American system costs a fortune. Personally, I think that the high costs of healthcare in Canada are being driven up by the high costs of medicare in the US.
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  Quote gcle2003 Quote  Post ReplyReply Direct Link To This Post Posted: 29-Jul-2005 at 14:11

You might be interested in the data here:

http://www.redflagsdaily.com/yazbak/2005_apr24_2.html

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  Quote Tobodai Quote  Post ReplyReply Direct Link To This Post Posted: 29-Jul-2005 at 16:26

Even though Im generally against anything that socialized aspects of the economy, the American way of doing healthcare is clearly more expensive than possibly any other way.  I mean if you can fund a whole war with deficiet why not some healthcare too?

I think the best way would be to pull government sponsoreship completely from the pharmecutical industry.  And bust some pharma-trusts.  More compition rises and costs go down and no new taxes!

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  Quote gcle2003 Quote  Post ReplyReply Direct Link To This Post Posted: 30-Jul-2005 at 06:24
Originally posted by Tobodai

Even though Im generally against anything that socialized aspects of the economy, the American way of doing healthcare is clearly more expensive than possibly any other way. 

I'm not sure why you see requiring people to pay for health care insurance through taxes is any more 'socialized' than requiring them to pay for it by themselves.

Since, on the evidence, paying through taxes ends up cheapening the cost for everyone, and in most cases improving the quality of the care, what's wrong with it?

 

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  Quote hugoestr Quote  Post ReplyReply Direct Link To This Post Posted: 30-Jul-2005 at 17:26
Originally posted by gcle2003


Since, on the evidence, paying through taxes ends up cheapening the cost for everyone, and in most cases improving the quality of the care, what's wrong with it?




Bush's political donors will not make as much of a profit out of the suffering and illnesses of people. That is what is wrong with it.

What is wrong with the American people that they keep voting for these guys? Beats me.
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  Quote eaglecap Quote  Post ReplyReply Direct Link To This Post Posted: 30-Jul-2005 at 18:53
Washington State has the Basic Health Plan and you pay a monthly fee according to your imcome and it is supported through a tax on alcohol and tobacco. Although, the program has had some financial set backs it is a good idea and allows many who would not have medical insurance obtain it.
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  Quote Pelayo Quote  Post ReplyReply Direct Link To This Post Posted: 31-Jul-2005 at 14:31

I was stressing that the nation is already paying for the medical care of most Americans.

 

True to an extent. Its a very innefficient and unfair system of socialized medicine.

The absolute deadbeats will smoke and drink, get on social security disability, then medicaid. All their children will be on medicaid. And they show up in my ER demanding care, demanding narcotics.

 

Then a hard working family that can't qualify for assistance, yet makes too little money to buy insurance on the private market, or can't afford the $750 month premiums it takes to get insurance through their work. It doesn't work.

 

There is a fix, but Americans won't go for it.

 

Do away with all malpractice. Have evidence based guidelines for Drs. to follow. Peer review systems for cases with bad outcomes. This will lower the cost dramatically.

 

Create a one payor system for all citizens, young, working class, old.

 

The free market economy drives specialty care and advances in America. The quality of specialty care will go down. But as a nation, we can spend less of our GDP on healthcare.

 

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  Quote Dawn Quote  Post ReplyReply Direct Link To This Post Posted: 31-Jul-2005 at 17:28
Originally posted by gcle2003

People in Canada and such wait months for surgeries

I can't speak for Canada, though that's not what I hear from Canadian friends. But you do NOT wait months for healthcare here or in Germany or in France. Days, possibly, but rarely even weeks.

 

From my own experiences with the Canadain heath care system I can't say that wait periods for non elective services are long at least here in alberta. From the three cases I am personnally familiar with (my own and my father) the required surgary (not really serious- ie heart or something) took less that teo weeks from diagnosis to operating table. Not bad cost to us our Alberta health care premiums = about $1000 per year per household. Elective sergury ( non-life thretening such as hip replacements etc the wait list is longer (up to 6 month depending on where in alberta you are)

One of the biggest problems as others have said is the uncontrolled and outragoius costs for these services (Descabals insight about hospital room cost is stagering. A room and meals in a 5 star hotel could be done for $1000.00 per day so I would love to know where all that money goes). I have a guest here from out of country. he requires assistance for an injection . keep in mind that he has the medication and equipment (all under his own doctors authority)all he needs is someone to administer it . The cost at the local medical facility $435.00 for a proceedure that takes 1.5 min. Simply insane.

Then you have the problem of unwarranted use and abuse of the system. I personnally belive that small user fees would reduce it but the typical yells about two teir systems and stuff make that unpalitable to most Canadians. I think a small idea that is being tossed around here is good but it will never see the light of day. It ivoved a tax credit system that returns to those who do not over use the system a credit on their income tax.or health care premium  ie: a given number of visits at alloted if you go over that number you do not get the credit making it so those that do not abuse the system get reworded and those that do well they still pay full premiums.  

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  Quote Illuminati Quote  Post ReplyReply Direct Link To This Post Posted: 31-Jul-2005 at 19:39

I have full health insurance right now and I can get anykind of healthcare I need in a very short amount of time and I can get quality medical care.

But..

I want Universal Health Care. I want it now. Suppose you get laid off from a job. Your family just lost healthcare. In a country as advanced as the US, its ridiculous to think that anybody can not have access to healthcare. Its not like the US doesn't have the resources to have Universal health care either.

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  Quote Genghis Quote  Post ReplyReply Direct Link To This Post Posted: 01-Aug-2005 at 15:54

Here's something interesting.  I went to my doctor on Saturday and happened to remember this ongoing debate we're having and asked him what he thinks would fix healthcare.  He said insurance is the main driver of health care costs.  The best solution he said would be to just mandate standardized fees and reimbursements for all insurance companies so they can't screw doctors out of money they have to make up later by jacking up their prices.

Regardless of whether we want socialized medicine or not, I'm sure we could all agree with that.

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  Quote gcle2003 Quote  Post ReplyReply Direct Link To This Post Posted: 03-Aug-2005 at 06:16
Originally posted by Genghis

Here's something interesting.  I went to my doctor on Saturday and happened to remember this ongoing debate we're having and asked him what he thinks would fix healthcare.  He said insurance is the main driver of health care costs.  The best solution he said would be to just mandate standardized fees and reimbursements for all insurance companies so they can't screw doctors out of money they have to make up later by jacking up their prices.

Regardless of whether we want socialized medicine or not, I'm sure we could all agree with that.

I don't follow you. 'Standardized fees and reimbursements' would mean government-regulated, wouldn't it? How else could they be standardised and the standards enforced? Isn't that 'socialised'?

I mean, how it works here is that there are a number of health funds ('Caisses de Maladie') and everyone is required to belong to one. There are then standardised fees and reimbursements and drig prices and so on, negotiated with the doctors and other suppliers.

With my fund (they don't all work quite the same) I go to the doctor/denitst I want, he bills me, I pass the bill to the fund and they reimburse me. If I go to the hospital, the hospital bills the fund direct.

Most Americans call what we have here 'socialised' medicine. What's the difference between that and what you're suggesting? Just that everyone is required to have health insurance in one of the approved funds?

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  Quote Genghis Quote  Post ReplyReply Direct Link To This Post Posted: 04-Aug-2005 at 11:26
Originally posted by gcle2003

Originally posted by Genghis

Here's something interesting.  I went to my doctor on Saturday and happened to remember this ongoing debate we're having and asked him what he thinks would fix healthcare.  He said insurance is the main driver of health care costs.  The best solution he said would be to just mandate standardized fees and reimbursements for all insurance companies so they can't screw doctors out of money they have to make up later by jacking up their prices.

Regardless of whether we want socialized medicine or not, I'm sure we could all agree with that.

I don't follow you. 'Standardized fees and reimbursements' would mean government-regulated, wouldn't it? How else could they be standardised and the standards enforced? Isn't that 'socialised'?

I mean, how it works here is that there are a number of health funds ('Caisses de Maladie') and everyone is required to belong to one. There are then standardised fees and reimbursements and drig prices and so on, negotiated with the doctors and other suppliers.

With my fund (they don't all work quite the same) I go to the doctor/denitst I want, he bills me, I pass the bill to the fund and they reimburse me. If I go to the hospital, the hospital bills the fund direct.

Most Americans call what we have here 'socialised' medicine. What's the difference between that and what you're suggesting? Just that everyone is required to have health insurance in one of the approved funds?

Well, of course it would be regulated, but health care would still be a private as opposed to public expense.  I'm not even saying people should be required to have health insurance.  This whole measure is a response to what my doctor said that insurance companies do to health care providers, they try not to reimburse them for what services they do provide.  The solution he said would be to get the AMA or something to mandate that if a doctor performs service X, he gets amount Y as reimbursement.

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  Quote hugoestr Quote  Post ReplyReply Direct Link To This Post Posted: 04-Aug-2005 at 14:08
Originally posted by Genghis


Well, of course it would be regulated, but health care would still be a private as opposed to public expense. I'm not even saying people should be required to have health insurance. This whole measure is a response to what my doctor said that insurance companies do to health care providers, they try not to reimburse them for what services they do provide. The solution he said would be to get the AMA or something to mandate that if a doctor performs service X, he gets amount Y as reimbursement.



So let me get this straight: Insurance companies refuse to pay their bills to doctors. This means that the federal government should intervine with regulation since a private party is refusing to follow through with a contract.

Our former insurance is infamous for doing that. They refused to pay the bill for three hospital interventions that they include as part of their benefits.

On the other hand, these sleaze bags private insurance companies will argue that if the actually paid their bills, they would have to raise the premium prices since the costs will go up.

It seems to me that the market, as it stands, has failed to keep prices low. High cost and lack of medical insurance is costing the nation job and is bad for business. Some sort of universal access to health care is the best solution for this problem. It seems that the cost of not having people insured is costing Americans more than if everyone had access to it.
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  Quote morticia Quote  Post ReplyReply Direct Link To This Post Posted: 10-Aug-2005 at 14:10
I agree that the American health care system is at its worst ever. Millions of people are unable to afford the cost of medical insurance and, therefore, an unexpected serious ailment can exhaust whatever little savings you have accumulated in no time at all. Even if you do have medical insurance (with or without a deductible), you are still responsible for a co-pay, not to mention the many exclusions of coverage within said insurance policies. Unfortunately, due to the many frivolous medical malpractice lawsuits, insurance scams, bogus accident claims, etcetera, the ordinary consumer is paying a high price. Physicians spend maybe a total of 5-10 minutes with each patient (if that much), after having waited 3-4 hours in a waiting room (packed like sardines) to be charged anywhere between $150-$200 (depending upon the specialty) for said visit alone. And lets not even talk about hospitalization expenses, where a simple medication, such as Tylenol, is billed at $15.00 a pill!!! Its utterly ridiculous. I am in favor of having socialized medicine in the U.S. (but that, my friends, will NEVER HAPPEN- its only a dream). The baby-boomers are not happy campers with the medical system in its present state.

The insurance companies are making a killing...theres insurance for everything.....life, accident, medical, overseas travel, auto, flood, hurricane, jewelry, body parts, and the list goes on and on and on!!!!! They are great at collecting their monthly premiums, but when its your turn to make a claim, again get ready for all the exclusions....they never pay 100% of ANYTHING!!!!! And if you decide you want additional insurance, that doesnt work either....hence, the subrogation matter comes into play. Its a Catch-22!!! It sickens me!!!

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  Quote Maju Quote  Post ReplyReply Direct Link To This Post Posted: 10-Aug-2005 at 16:14
I really don't understand the Angloamerican way of health system. Here (Basque Country autonomous community, but it's roughly extensible to most of Europe) everybody has the right to free heath care (except pharmaceuticals that are only partly subventioned) and dentist/optical health care that mostly is out of the system (something I disagree with). It's a citizen's right and it's payed though taxes. I don't understand why you have such a good postal or educational public systems but no health care. 

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  Quote morticia Quote  Post ReplyReply Direct Link To This Post Posted: 11-Aug-2005 at 09:41
Good day, Maju.... Unfortunately, some lawmaking decisions regarding the health care system in the US have gone awry. However, there are governmental agencies (Welfare Programs, etc.) which provide free medical coverage to those in dire need (e.g. indigents, low income families, disabled veterans, etc.) as well as a minimal subsistence wage. But you must earn below a certain money bracket in order to qualify and live at or below poverty level. Those that earn above that money bracket do not qualify and, therefore, must either obtain some affordable medical insurance or take your chances without any. Millions of Americans do not have any kind of medical coverage at all.
Health care is just one of those programs that are debated on a daily basis, but nothing constructive ever gets accomplished.

Have a great day!

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  Quote gcle2003 Quote  Post ReplyReply Direct Link To This Post Posted: 12-Aug-2005 at 07:21
Originally posted by Genghis

Most Americans call what we have here 'socialised' medicine. What's the difference between that and what you're suggesting? Just that everyone is required to have health insurance in one of the approved funds?

Well, of course it would be regulated, but health care would still be a private as opposed to public expense.  I'm not even saying people should be required to have health insurance.  This whole measure is a response to what my doctor said that insurance companies do to health care providers, they try not to reimburse them for what services they do provide.  The solution he said would be to get the AMA or something to mandate that if a doctor performs service X, he gets amount Y as reimbursement.

I may not have made myself clear. Medical services here for the most part are private.  Doctors, dentists, physiotherapists, whatever, are mostly in private practice, though technicians and nursing staff and so on are employed by hospitals, some of them private, some of them run by the Church (Roman Catholic), some of them state-owned or municipality owned.

The critical difference is that insurance is compulsory (with contributions for the unemployed and disabled and so on paid as part of their benefits) and the insurance funds are state-run. (Though there's nothing to stop anyone paying extra for extra private insurance - covering bills incurred outside the EU for instance, or paying for 'treatment' not considered medically necessary, like some cosmetic surgery or dentistry.)

Since the insurance funds are public, they have no profit motive, the people who run them don't get grossly overpaid, and there's no incentive to try and cut costs by refusing to pay doctors (which is what I gather  your friend's main complaint is).

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  Quote Genghis Quote  Post ReplyReply Direct Link To This Post Posted: 12-Aug-2005 at 17:14
That's the difference though, private, not public money would pay for health costs.
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  Quote Tobodai Quote  Post ReplyReply Direct Link To This Post Posted: 12-Aug-2005 at 21:01
I agree, make whatever reforms you wish but one poor person without health problems shouldnt be obliged to support one person with health problems.
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  Quote Herodotus Quote  Post ReplyReply Direct Link To This Post Posted: 14-Aug-2005 at 15:14

Originally posted by pikeshot1600

No one can be turned away for medical care. The problem is that the uninsured or underinsured go to emergency rooms for medical attention, and the costs must be absorbed by the hospital.  This puts stress on these institutions and adds to the cost of both care and insurance.  Both are becoming unsupportable.

 

This is very true. The major causes of the inflated cost of health care in the U.S are (1) the legal inability of a hospital to deny emergency care and (2) the lack of legal restraints for mal-practice suits, which increases both the necessity for, and the cost of, insurance for doctors, and thus of health care itself.

 

Originally posted by hugoestr

What cruelty:

Little children have to die because the U.S. cannot figure a way to provide affordable medical insurance.

Why isn't the "pro-life" movement for universal health care too?

Is it that poor people deserve to die?

 

Without re-articulating the entire argument, and enlarging the context of this debate to other areas of policy, Ill simply say this: socialism is philosophically bankrupt. Poor people do not deserve to die, nor do they deserve to be poor, nor do the rich deserve to be rich, nor do they deserve to live: they all simply share the right to freedom of action, within the law. The question, which Ive asked again and again in this forum, is why should the more affluent be punished for the misfortunes of others? I dont relish the thought of children dying in America because theyre parents are too poor to pay for their treatment, but is that my problem? Perhaps Ill donate money to a charity to provide for such people, but should I be forced to? Liberals tend to claim it is my moral obligation to aid those in need. Morality, however, is relative.

 

Currently the U.S has a socialized health care system, a very poorly designed, ill-funded system, but it exists nonetheless. The burden of this coerced charity on the tax base is tremendous, as Medicare and Medicaid consume the vast majority of the social budget, the second largest part of the total federal budget.

Health care costs could be reduced for most Americans (i.e those not on medical welfare) by eliminating the legal obligation of hospitals to provide free care, reforming the civil law to prevent abstract, ludicrously high mal-practice suits, and finally, by dismantling Americas ineffective, but most importantly, unjust, socialized health care system.



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